Women entrepreneurs take 80% of social credits Microbank
| Date: August 10, 2010 | Source: Sources |
| Category: Business | |
Go ahead and rate this post 
Loading ... Women with secondary or higher education, which launches the world's first self-employment. This could define the profile of most of the beneficiaries (beneficiaries) of the Social Credit Microbank, the social bank La Caixa: and is that 78% of cases respond to this pattern.
But there are other interesting trends. For example, 53% of beneficiaries are people who are not born in Spain from Latin America in 40% of cases. Moreover, 60% are released in the venture with the intended activity to which microcredit, so no prior experience in business management.
Nevertheless, and although it is clear that whoever is going to do better with a business's who already have experience in the field, Microbank recorded figures of new business survival rather high: 77% get more than two years from its creation, the most critical and difficult stage.
Microcredit lines MicroBank are mainly two: a social microcredit, personal loans of up to 25,000 euros for persoas that, economic conditions, have trouble accessing financing through normal channels, and other financial microcredit, also up 25,000 euros for freelancers or small businesses that need financing to start or expand businesses.
Access to finance for SMEs is essential for their survival, and in the context of financial crisis in which we move, so a loan as this entity is never wrong. If you think you need one, you know: search, compare, and keep the best.
